Total Love in Christ is pleased to make available to you the following Financial
Independence Resources. Our mission is to teach people just like you, how to achieve
true Financial Independence by
eliminating all your debt, operating 100% on cash, and properly investing to build future
wealth ..., all with the money you already earn. In fact, we're so confident in the Power of
the Principles that we will introduce you to, and in our System for Prosperous Living,
we actually GUARANTEE you will achieve financial independence if you will follow ALL of
our recommendations! We have been very successful sharing this revolutionary
information with others, and we invite you to take the first step toward your own
Financial Freedom ... Go Ahead - This may be the last time anyone ever throws you
a financial life-ring this powerful!
What Would YOU Do If You Found
An Extra $$ 60,000 -- Or MORE ????
The following outlines a VERY simple, Free-to-almost-FREE
procedure, that, if you are a homeowner, can save you a sizable $$$$$$ amount $$$$$$
of money !!
Let us assume the following example for the sake of demonstration. The mortgage on your
home was taken out for $150,000 (that is, you paid $150,000 to buy your home). The
mortgage is for a term of 30 years at a fixed interest rate of 7%. This makes your
monthly payment (minus escrow withholding) about $1,000 per month.
Under these conditions, at the end of the 30 year period, you will have paid the bank a
total of $360,000 for your $150,000 home. THAT IS RIGHT, you will have paid
out $210,000 in interest !! If the principle amount or interest rate of your mortgage is
higher, you will save MORE money under this plan -- if they are lower, you will save
LESS.
There are two ways that this plan can be implemented:
- The first entails paying the bank an additional $100 per month on your mortgage,
making the payment $1,100 rather than $1,000. You will need to stipulate to the bank
that this extra $100 is to pay down the PRINCIPLE. Doing this will allow you to pay off
the mortgage in 23 years, and save about $60,00 in interest charges.
- The second method DOES NOT require an additional $100 payment, but it DOES
require the cooperation of your bank, and perhaps a restructuring of your loan. You will
need to discuss it with your mortgage holder. It consists of what is known as a
"Bi-Weekly Mortgage". In other words, rather than making a $1,000 payment ONCE
a month, you will make a $500 payment TWICE a month. This produces about the same
results as way number one -- the mortgage will be paid off in about 23 years at an
interest savings of about $60,000.
Both of these options are Easy, Cheap, and Simple to implement. Way number One requires
NO cooperation from your bank nor ANY change to your mortgage -- Anyone can do it
Anywhere. For way number Two, you WILL need to consult with your mortgage holder or
bank in order to see what is entailed. Either way, YOU have a great deal to gain and
NOTHING to lose. Why not check into it today ?? Unless, of course, you
would RATHER pay the bank an unnecessary $60,000.
CLICK here to download the FREE
program, "Vorton Financial Tools", run some figures thru it, and see for
yourself how easy it is to start saving BIG money Today !!
Certified by CFC* as a Financial Councilor, Independent Budget Consultant,
and Instructor for the Financial Planning Workshop. Certified to teach and conduct,
"How To Manage Your Money" classes and seminars. Also provide vocational, occupational,
and personality testing and analysis via the "Career Pathways" ® System,
"Professional Analyst" ® by Neuralytc Systems, Inc., and "Career Path" ®
by American Testing Institute. *Christian Financial Concepts |
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Keys To Financial Freedom
A collection of useful "TIPS" on how to keep YOUR Money in YOUR Pocket
Click on the Brown Bar BELOW the Selected Item to Return HERE !!
 Can You AFFORD to Retire??
The KEY to Financial Freedom
The FREE Credit Card Trap
Free Software to Download
Useful Financial Services Links On the "NET"
Bankruptcy is a ten year mistake! Bankruptcy
may not be the solution to heavy debt that you think it is.
Going bankrupt has many
consequences. Check This Out !!!
Feature Article - How To Avoid Being
"Taken For A Ride" When YOU Lease A Car !!
Financial Services Links
A collection of useful Financial Links we've found on the "Net"
 This WEB Site is a veritable "Gold Mine" of Financial Information for ALL categories of peoples at ALL levels of Financial Need and/or Expertise. Check It Out -- You'll be glad that you did !! CLICK HERE -- Fool.com Personal Finance
| Welcome to
GetSmart.com, YOUR Financial Marketplace. Our
SmartMatch System helps you shop thousands of financial services to find the one that
meets your needs. -- We are Fast -- Unbiased -- No Obligation. Let us help you with: |
- Mortgages
- Credit Cards
- Debt Consolidation
- Business Finance
- CDs and Savings
- Consumer Loans
|
LowerMyBills.com focuses on reducing totals of
up to 18 monthly bills, including credit cards, cellular phone, gas and electric, insurance,
and long distance phone. The most useful part of the site is a feature that compares
your current service costs with prices offered by competitors.
It's all here for FREE at
Quicken Financial Network. Get up-to-date information
about ALL the important financial issues you face, from investment, retirment planning
and insurance, to loans and mortgages. Plus, you can create and customize a
confidential "profile" so that you get ONLY the news that matters to YOU.
Founded by Larry Burkett in 1976,
Christian Financial Concepts is committed to
teaching God's people biblical principles of money management and stewardship, one of
the most critical needs in our churches and our society today.
The
Consumer Information Center contains full text versions of hundreds of the best federal
consumer publications available. All FREE!
Calculator.com A working numeric
calculator is the first thing that you see here, but the site is really a full directory
of online calculators of ALL sorts, including one for figuring how to save for college
tuition and a currency converter.
Calculators On-Line Center
An exhaustive listing of calculators for everything from mortgage payments to blackjack percentages.
Salary.com Click on "Salary Wizard" at this site to find out the salary range for
people doing a particular job in your area.
Homefair.com This site offers a variety of calculators for anyone considering a
move. The Salary Calculator tells how much you need to earn in order to keep the same
standard of living in a different city. The Moving Calculator tells how much it will
cost to get from here to there.
Bankrate.com This site includes average rates for credit cards, as well as checking
and ATM fees. It also offers assistance for small businesses and online finances, and
will give the information in Spanish if you prefer.
Armchair Millionaire This site offers attractive features, including "Five Steps to
Financial Freedom". It has partnered with Quicken, and provides an Investor Center in
collaboration with Charles Schwab.
Check this page often. We'll add new links when we find
interesting sites that we feel might be of use to you in achieving your goal of Financial
Freedom
FREE Software!
A collection of Freeware and Shareware tools that will
assist you in reaching your financial goals.
Total Love in Christ does not develop, sell, or support any of the software
programs listed below. Refer to the copyright information and licensing rules the software
manufacturer's have included with each program. Total Love in Christ makes no guarantees,
expressed or implied, as to the effectiveness or performance of any software listed
here.
As with any shareware or freeware program on the market ---->> Use At Your Own
Risk!
Vorton Financial Tools (4.3mb) - (FREE) Vorton Technologies' easy to use financial planning
application. Vorton Financial Tools is a comprehensive software application intended to
assist individuals in analyzing and making decisions in the area of personal finance.
The program features include the following sections: Loans, Mortgages, Bonds,
Retirement Planning, and Savings.
Invest-Master v2.0 (300kb)
- (FREE) This program will introduce you to what many Financial Wizards have termed,
"The Eighth Wonder of the World". NO, the wonder is not this software, but rather the
financial principle known as "Compound Interest". It is this wonder, which, at 20% per
year Interest Rate, starting at age 18, allows you to turn a $94,000 dollar investment
into a fortune of $124,000,000 !!!! That is correct -- One-hundred-twenty-four MILLION
Dollars. If you wait three years more until age 21, the amount drops to $68,000,000. It
will compute your IRA investment at age 65 using different monthly contributions,
intrest rates, and starting ages. It will also compare your Social Security Benefits at
different ages, inputing information that you can obtain from the SS Administration.
Debt Analyzer for Windows v3.00 [ASP] (386kb) - Debt Elimination at its best! A package
designed to help reduce and eliminate debt and save you hundreds of dollars in the process.
Build debt reduction schedules or loan consolidation schedules. Handles up to 50 debts at
once. Use minimum payments (percentages too), current payments or accelerated payments with
elimination. Nine priority methods or define your own.
FREE DownLoads Center -
Download an assortment of SHAREware and FREEware Business and Financial programs.
More to come... Let us know if you would like to contribute your "wares"
to this collection!
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"There's only one
real definition of financial independence and that is to be debt-free, with a continuous
dependable residual income stream, so working is optional for you. And that's exactly where
our Debt-FREE and Prosperous Living System will take you." ---
John Cummuta - President and CEO of the Financial Independence Network,
Ltd.
(Don't miss John's Eye-Opening editorial --
Can You Retire?) |
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